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Credit Card Debt

Many consumers with too much credit card debt are getting the debt relief they need through debt settlement attorneys.

Debt Settlement

When credit card bills get unbearable, then debt settlement is a service to seriously consider as your debt relief strategy.

Credit Card Relief

The debt relief service allows the reduction of principal debt balances making it much easier to pay off debt faster.

Accepted Creditors:

Advanta
American Express
AT&T Universal
Bank of America
Bank One

Bill Me Later
Capital One
Chase Bank
Citibank
Direct Merchants
Fifth Third Bank
First National Bank
GE Money Bank
Home Depot
HSBC Card Services
JC Penny
Macys
Mastercard
MBNA
National City
Orchard Bank
Providian
Sears
Target
US Bank
Visa
Wachovia
Wells Fargo

Plus many more


Credit Card Debt Relief - Achieve $0.00 Debt In 12 - 60 Months!

When it comes to a debt relief strategy to avoid bankruptcy pitfalls, there's no where better to turn than a law firm that specializes in debt settlement negotiations. Attorneys are the most qualified debt resolution experts that can achieve their clients the safest debt reduction scenarios.

Debt Relief Attorney

Obtain representation from a licensed attorney who can help you to:

  • Pay off debt for less than owed
  • Consolidate credit card debt into one low affordable monthly payment
  • Pay off debt in 12 to 60 months
  • Avoid filing bankruptcy
  • Regain financial control

Your attorney will deal directly with your creditors for a negotiated settlement.

Below are a few debt settlements routinely accomplished by a seasoned debt negotiation attorney. These are REAL settlement letters!

These settlements are not intended to be guarantees of performance or savings.

Credit Card Debt Settlement

The debt settlement programs shown below will give you an estimated monthly payment and term based on your budget.

Total Debt Amount
Monthly Payment Schedule**
24 Months
36 Months
48 Months
60 Months***
$25,000
$572.00 $381.00 $286.00 $229.00
$30,000
$687.00 $458.00 $343.00 $275.00
$35,000
$802.00 $534.00 $401.00 $320.00
$40,000
$916.00 $611.00 $458.00 $366.00
$45,000
$1031.00 $687.00 $515.00 $412.00
$50,000 $1145.00 $763.00 $572.00 $458.00
$55,000
$1260.00 $840.00 $630.00 $504.00
$60,000
$1375.00 $916.00 $687.00 $550.00
$65,000 $1489.00 $993.00 $744.00 $595.00
$70,000 $1604.00 $1069.00 $802.00 $641.00
$75,000 $1718.00 $1145.00 $859.00 $687.00
$80,000 $1833.00 $1222.00 $916.00 $733.00
$85,000 $1947.00 $1298.00 $973.00 $779.00
$90,000 $2062.00 $1375.00 $1031.00 $825.00
$95,000 $2177.00 $1451.00 $1088.00 $870.00
$100,000 $2291.00 $1527.00 $1145.00 $916.00
$125,000 $2864.00 $1909.00 $1432.00 $1145.00
$150,000 $3437.00 $2291.00 $1718.00 $1375.00
$175,000 $4010.00 $2673.00 $2005.00 $1604.00
$200,000 $4583.00 $3055.00 $2291.00 $1833.00

**All bases for the above payment schedules are estimations only and are not intended to be guarantees of performance or savings. These estimated monthly payment examples include settlement to creditors and law firm fees. Some attorney providers may charge a monthly service fee.

***It is suggested for clients enrolled in a 60 month program to set aside additional funds in order to speed up the settlement process.


Here are some advantages why many consumers choose to contact us and hire a debt negotiation attorney to represent them:
  • A licensed and experienced debt settlement attorney will represent you and deal directly with your creditors for a debt reduction.
  • Avoid bankruptcy; in most instances your unsecured debt balances can be considered "paid in full" for about 40% of your current balance.
  • The attorneys offer a 100% refund guarantee. Should the attorneys not be able to compromise a settlement with a specific creditor, than your escrow payments will be refunded including law firm fees for that debt.
  • The attorney's service agreement is a legal retainer and not a baseless contract as with non-attorney services.
  • Only by hiring an attorney will trigger a Federal Law that requires third party debt collectors to contact your attorney and not you.
  • Your monthly settlement payments can be much less than you are presently paying to credit card companies right now.
  • Dealing effectively with banks, their lawyers, and their collectors requires the understanding and implementation of consumer law.
  • Attorneys have the most leverage when negotiating settlements with your creditors. Some credit card companies only work with attorneys.
  • The attorneys are licensed by the bar association and strictly adhere to a code of professional conduct and high ethical standards.
  • Only licensed attorneys can provide legal advice.

Debt settlement services facilitated by a licensed attorney is the premier choice for those seeking reliable credit card debt relief!


Talk to us about your consumer debt relief options, ask us industry related questions, and to get a quote for professional debt settlement.

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